VA Loans

A VA loan is a mortgage loan guaranteed by the U.S. Department of Veteran Affairs (VA) that is available to most US service members. It offers some very great benefits to those that have served our country.

  • You can buy a home with no money down.

  • You can refinance your home up to 100% of the value of your home.

  • You never have to pay PMI (Private Mortgage Insurance).

  • Sellers can pay your closing costs.

VA Loan Eligibility

Almost all active duty or honorably discharged service members are eligible for a VA loan.

You may be eligible for a VA loan if any one of these statements describes you:

  • Served 181 days during peacetime. (Active Duty)

  • Served 90 days during wartime. (Active Duty)

  • Served 6 years in the Reserves or National Guard.

  • I am the spouse of service member who was killed in the line of duty.

  • I currently receive disability payments from the VA.