Documents needed:

• Copies of pay stubs for each applicant, reflecting a minimum of 30 days of income

• Names/addresses of employers for two years

• W-2s for two years

• One to two years of tax returns

• A completed and signed Form 4506-T or 4506T-EZ, provided by your Mortgage Banker

• Bank statements for two to three months

• If self-employed, year-to-date profit and loss statement, plus signed returns for last two years

• Proof of pension income, if applicable

• Social Security and Disability payments, if applicable

• Dividend earnings

• Bonuses

• Child support or alimony payments (optional for you to disclose)

• A copy of earnest money deposit

• Information on debts such as car loans, student loans and credit cards

• Security accounts (stocks, bonds, life insurance)